Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

New York Life to #2 in Most Admired Life Insurance Company 2026

by John Darer CLU ChFC MSSC CeFT RSP CLTC

Most admired life insurance companies list includes multiple structured settlement annuity issuers

  • New York Life #2 (up from tied for 3rd in 2025)
  • Mutual of Omaha #4 tied (up from 8 in 2025))
  • Pacific Life #4 tied (not ranked in 2025)
  • Prudential #9 (down from 5 in 2025)
  • Corebridge* #14 (down from 13 in 2025)

Structured Settlement Annuity Underwriting Companies

  • New York Life issues structured settlement annuities through New York Life Insurance Company, oldest living life insurance company that currently issues structured settlements
  • Mutual of Omaha issues structured settlement annuities through United of Omaha Life insurance Company
  • Pacific Life issues structured settlement annuities through Pacific Life Insurance Company in all states execept New York, where Pacific Life & Annuity Company is the structured settlement annuity issuer.
  • Prudential issues structured settlement annuities through The Prudential Insurance Company of America
  • The Corebridge family includes structured settlement annuity issuers American General Life Insurance Company and United States LIfe Insurance Company in the City of New York

Special mentions for 2026

  • Most trustworthy: Corebridge
  • Most likely to be recommended to others: Mutual of Omaha

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