Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Novation Funding IS OUT of National Association of Settlement Purchasers

by Structured Settlement Watchdog

Novation Funding is out of the National Association of Settlement Purchasers, an organization whose stated commitment is to ensuring the secondary market for structured settlement transfers remains fair, competitive, and transparent.

It is unclear whether Novation resigned, was kicked out or it was a mutual decision, but the horse had already left the barn on Novation Funding's horrid business practices.

For example:

  • Forum Shopping
  • Targeting and financially raping African Americans and other minorities in predatory structured settlement factoring deals that substantiate fraudulent advertising claims.
  • Telephone Harassment  [ see TCPA claims brought by Kevin Buja v Novation Capital, LLC et al.FL So. Dist 9:15-cv-81002 ]

 

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