Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Einstein Structured Settlements Cancelled?

by Structured Settlement Watchdog®

A brandjacking website used by Owings Mills MD natives Richart Ruddie and Ryan Blank to exploit their competitors' brands and spread inaccurate, often illiterate content about structured settlements and fraudulent advertising, appears to be off line.  The error message is associated with Annuity Sold,

Einstein is cancelled

Has Einstein Structured Settlements Been Cancelled like a Stamp?

Another Ruddie/Blank associated venture which has been setting off malicious code warnings from Norton and McAfee for weeks.  Alarm bells rang after we revealed that the Ruddie Blank team has falsely advertised on Annuity Sold that it was licensed to purchase structured settlements in all 50 states.

Einstein structured settlements annuity sold error 9-23-1016

Postscript

Einstein back online with the same content but now labeling themselves Einstein Structured Funding.

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