Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog®

Perhaps the structured settlement secondary market (and SEOs pitching the structured settlement secondary market) can go to school on how ridiculous sounding the following social media mention for Genex Capital really is Social media road kill

" Best Settlement Company Helped Me Unblock My Ear"

Excerpt:

"I  signed up for a PADI diving course in Thailand, and after completing my
first open water dive, my ears were blocked. I couldn’t unblock them
for two days and had to go to the hospital to have them unblocked. While
there, they discovered that I had a middle ear infection and drained my
ears and put me on antibiotics. As this put an end to my diving holiday, I was unable to complete the PADI course, which I had already
paid for in full".

The dive story runs out of air, however, after I did some research with Thailand-Divers on Phuket Island, which runs a PADI open water certification course. Let's say for the purpose of this post that the purported Genex Capital customer went for private instructor. That would have cost 16,800 Baht or US$539.81 using today's currency exchange rate. A group instructor would cost the equivalent of only $449.93. 

This price includes reusable items such as the PADI Open Water Manual. PADI recreational dive tables. PADI certification costs. Full set of rental scuba diving equipment.

Are you really going to go through the cost of selling your structured settlement for $450 or $540? How much would you have to give up in future payments? What judge would approve the structured settlement factoring transaction?  There's not even enough in it for Genex Capital. Nor world there be for any other funder.

The Genex piece is classic social media road kill . It illustrates how giving total control to social media hacks that (on this showing)  don't understand your business,  who are not native English speakers, who make posts in your name, can make your structured settlement business look less credible. 

 

 

 

 

 

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