Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.
Ringler Associates’ Thomas P. Murray RIP (1945-2013)

Ringler Associates’ Thomas P. Murray RIP (1945-2013)

by John Darer

MurrayTom Murray has passed after a battle with bone cancer. He was 67 when he died on May 29,2013. A native of Staten Island, Tom subsequently made his home in North Stamford with his wife Noel.  Tom Murray was a diginified competitor and professional. I always enjoyed working with Tom when drawn together on the same case. He was one of “the originals”, having started in the structured settlement business in 1981.

For members of the structured settlement community who knew Tom and wish to pay their respects, the Murray family will receive visitors on Friday, June 7, 2013 between 5pm and 8pm at Leo P. Gallagher & Son Funeral Home, 2900 Summer Street in Stamford, CT. Everyone is invited to share memories of Tom beginning at 6pm.

Tom Murray Obituary Stamford Advocate June 2, 2013

 

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