Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Structured Settlement Annuitants DON’T Have the Right to Factor Their Structured Payments

by Structured Settlement Watchdog

Structured settlement annuitants DO NOT have the right to factor (sell) their structured settlement payments, according to Matt Bracy, the President of the National Association of Settlement Purchasers  (NASP) in a video posted on the Factoring Channel, on  November 7, 2011. Bracy, who is also General Counsel of the factoring company Settlement Capital, states however, that annuitants:

    • DO have the right to receive the structured settlement payments (that have been agreed by contract, in the settlement agreement)
    • DO have the right to go to Court, to try and convince a judge that selling some or all of their right to receive the structured settlement payments is in the best interest of the annuitant and any dependents (if applicable) . Ultimately the judge decides.

This prior blog post may be of interest

"Why Does a Judge Have to Approve Getting My Structured Settlement Money Early?" July 8, 2010

 

 

 

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