Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Hey Hey Hey! Fitch Keeps U.S. at “AAA”

Fitch Ratings confirmed United States sovereign debt at AAA, with a stable outlook. Good news for those  with United States Treasury holdings like big insurers, treasury funded structured settlement payees and China. Come on Everybody Sing Along With "Fitch":

Come on let's Fitch again, c'mon no more bummer
Yea, let's Fitch again, c'mon no more tears
Do you remember when the US was really hummin'?

Yea, let's Fitch again, Fitchin' time is here

Yea, Round 'n around 'n up 'n down stocks go again
Baby make me know you love T-Bonds so then
Come on let's Fitch again, c'mon no more bummer
Yea, let's Fitch again, Fitchin' time is here

parody by John Darer, to the tune of "Let's Twist Again" by Chubby Checker

 

 

 

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