Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Shop Around With Structured Settlement Factoring Discount Rate Calculator If You’re “Thirsty”

by John Darer CLU ChFC MSSC RSP CLTC

Sellers of structured settlement payment rights can keep the buyers honest by using a structured settlement factoring discount rate calculator, because when you're really thirsty for "cash now" the sellers of this financial "lemonade" can charge whatever the heck they want (and can get past the court).

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There is nothing illegal about lowballing you because a business can set its price based on its own cost of business and the perceived demand. But just because you're not living "The American Dream" right now doesn't mean the "low hanging fruit grabbers" among them need to live theirs on your back.

Stay cool, it's hot out there!

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