Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Perhaps your mailman has delivered a message from one of my industry colleagues which says  "Don't let your clients'' structured settlements short-change them for the rest of their life",  followed by the spectacular claim that, on average, the company in question  "increases the return of a structured settlement in excess of 7.00%" and features what is soon to be an iconic image of 3 pennies, a nickel, 3 quarters and a dime (i.e. "loose pocket change").

Setting aside that history has proven that a determinant of rate alone may not prove to be the best long term structured settlement strategy, let's see… 7 cents a month for 360 months(30 years)s is $25.20. "Value for money" man!

 

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