Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

“Stone Street Capital puts structured settlement OWNERS’ rights first” – PHIL

by John Darer CLU ChFC CSSC RSP

For those who can't see past the Teletubby like mascot, perhaps this will open your eyes…

Some dude named Phil has posted the following on the cash now pusher run Stone Street Blog today:

"Stone Street Capital puts structured settlement owners’ rights first
– We’ve lobbied to change restrictive laws and open up new financial
alternatives for annuity owners".

Inasmuch as most structured settlements are owned by qualified assignees (corporations) this clearly qualifies as a WTF moment.

Who could imagine such an exhibition of financial illiteracy would "impress" those with structured settlement payment rights who want to feed from the cash now pusher's trough. How did this slip by Patty Laborde?

Someone needs to slap Phil silly for this Structured Settlements 101 mistake.
Donkey_sitting_dunce_hat_lg_clr

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One response to ““Stone Street Capital puts structured settlement OWNERS’ rights first” – PHIL”

  1. John Darer Avatar
    John Darer

    To readers:
    It’s gratifying when people realize you’re just trying to make our world a better place. Email from “Tricia” Laborde at Stone Street Capital dated 8/10/2009 recd. 3:05pm EDT
    “Subject: Your(sic) right
    John,
    You are right. I should have caught the “Annuity Owner” reference. My red pencil missed it!
    Tricia
    Patricia A. LaBorde
    Structured Settlement Division Counsel
    Stone Street Capital, LLC
    7316 Wisconsin Avenue
    Suite 500
    Bethesda, MD 20814”

    Reply

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