Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

“Statistically 90% of lump sum settlements are gone IN LESS THAN TWO YEARS” Say New York Settlement Consultants

The Lien Resolution Group says on its web site** that “statistically 90% of lump sum settlements are gone in less than TWO YEARS”. WOW, NO… NO… I Mean WOW!

Forget The Rutter Group and their tortoise like five years, these esteemed industry colleagues apparently have the statistics for a TWO YEAR bust.

If they have the evidence Brett Newman and Leo Dunn Fox should share it!  And THEN they deserve to be held on the shoulders of the entire industry for coming up with the statistic that puts the need for a new dissipation study to rest! Bravo boys! 

Applause0rs

** as of September 29, 2009 830pm EDT

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