Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

The National Association of Insurance Commissioners (NAIC), representing regulators in all U.S. states and territories, reached a decision last Thursday after nearly three months of deliberation NOT  to LOOSEN life insurers' capital and surplus requirements.

State insurance regulators use time-tested tools to protect consumers and help maintain a solvent and competitive marketplace,” NAIC President Roger Sevigny (of New Hampshire) said. “Today’s vote reflects our belief that it is not appropriate to make emergency, permanent industry-wide changes for which the need has not been demonstrated

NAIC did not rule out taking up the matter again in the future.

NAIC Press Release January 29, 2009

NAIC Web Site

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