Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

The above search phrase was entered into a Google Search earlier today. I felt compelled to respond because a structured settlement is and should be the result of a form of financial planning (settlement planning) and something that may be part of NOT in place of an overall plan for litigation recovery management.

A structured settlement finds its place at the base of the financial planning pyramid, the wide and strong foundation. What is unique about a structured settlement is its time sensitivity to the settlement of a lawsuit or the  release of claims. A structured settlement is something to be considered not the process itself. Financial planning is a process.

While some financial planners are in the industry and familiar with structured settlements, others representing the vast majority may neither have practical experience nor appreciate the subtle nuances of settlement planning and litigation recovery management.

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