Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Novation Capital’s Misleading “As Seen On TV” Ad

by Structured Settlement Watchdog®

Below is a Google Adsense Ad that, at the time of publication, led to the Novation Capital web site. Novation Capital is a factoring company.

Structured Settlements
As Seen on TV – Call The Experts
800-486-1525 – Free Quotes and More
http://www.NoMoreWaiting(dot)com

Novation Capital DOES NOT provide free structured settlement quotes. Novation Capital is a "Cash Now Pusher". Anything about the ad tell you that? Novation doesn't place you into structured settlements. Those without an insurance license should not be advertising that they provide structured settlement quotes.

Even the URL that Novation Capital uses is misleading . "No more waiting" REALLY means months unless you want to pay more to absorb the 40% excise tax that Novation Capital would need to pay to give you your discounted cash without a "qualified (court) order".

The President of Novation Capital is the President of National Association of Settlement Purchasers (NASP). Fine example he is setting.

 

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