Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Cutting “The Cheese” Regarding Allstate AFEN v Symetra SABSCO/Clearscape

"Deal Schmos" Editor Brett "Goat Cheese" needs to get the word around to his troops. DARER DOESN'T SUPPORT DEALFLOW MEDIA!

This afternoon I get this email from a freelance writer for DealFlows' Structured Settlements Report:

"Hi. I am a freelance writer assigned by Structured Settlement Report to do a story on how Allstate and Symetra factor and finance structured settlements. Do you see this as a conflict of interest?

Any help would be appreciated."

Needless to say I politely declined the interview.

Consider that the "Deal Schmos" "$1,195-$1,500 a plate" subscribers have to wait over a month for what our readers got for FREE.

Here's a sampling:

  1. Symetra "Hard Sell" v Allstate AFEN"
  2. Symetra Doesn't Really Want To Be in The Structured Settlement Business Do They?
  3. Important Update on the Allstate Advanced Funding Exchange Notice (AFEN)
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