Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Structured Settlement Distribution Improvements Needed At Annuity Issuers

by John Darer CLU ChFC CSSC

The marketing departments of structured settlement annuity Issuers and other vendors should consider the following service standard improvement (if the capability has not yet been addressed)

  1. Equip each phone for any quote line with caller ID so that the service/marketing rep can inquire if the number the caller is calling from (showing in the caller ID) is the number the caller wishes a call back on.
  2. All contact information for each structured settlement broker contact (phone, fax, eFAX, cell) should be entered into an database that is immediately retrievable.
  3. Train or reorient staff to implement this process. Reinforce that "Time is Money"

I am amazed when vendors that I have been doing business for years continue to ask for the same information time and time again. Granted that checking for accuracy is one thing, but taking needless time for both parties is another.

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