Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Unreal Marketing Creates “Unreal” istic images for Peachtree

by John D.Darer CLU ChFC CSSC

Always wondered who was behind the unrealistic pictures of the fanned out wads of $1 bills and beachfront homes on the Peachtree Settlement Funding website. Now I know. Unreal Marketing is behind the unrealistic images (on Peachtree's website), as it proudly proclaims on its website.

Peachtree Settlement Funding is a factoring company that engages in structured settlement factoring transactions. According to our sources the majority of such factoring transactions are relatively small, perhpas less than $50,000 or so on average. While this may make a fanned out wad of $1 bills realistic the beachfront home is not!  Consider that Florida's Patricia Chambers was quoted a 41.73% effective cost of money by Peachtree in March 2007! Remember folks you are giving up a substantial piece of your future to go with Peachtree Settlement Funding, or any factoring company. I guess THAT is something that Unreal Marketing can be proud of being associated with.

If you are considering selling your structured settlement payments, be careful and get indepedent professional advice.

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