Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Proposed Private Annuity Regs Enhance Allure of Structured Sales

Today Allstate issued a memorandum to clarify confusion over the regulations recently issued by The United States Department of Treasury and the IRS over Private Annuity Trusts. Some, who have misinformed, thought the regulations applied to structured installment sales .

I discussed third party issues and concerns over Private Annuity Trusts in an earlier blog post for The Structured Sales Authority, including the June 4, 2006 Wall Street Journal article by Emma Silverman. It's important to note that demand for structured installment sales should actually be enhanced by the proposed Treasury and IRS regulations. Allstate stated that it continues to be committed to providing a structured sales facility through NABCO Assignments, Ltd.

For a more details of the Allstate memorandum, structured sales and discussion of consumer issues about certain websites advertising "insured structured sales" when what they are "selling" is not structured sales please visit The Structured Sales Authority or 4structures.com, LLC

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