Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog

Yesterday, I stopped by West Marine and marveled at the latest fishing lures, which are so realistic they could probably fool other 
fish into thinking they’ve found a friend. One manaufacturer, D.O.A., boasts that their lures, designed by “hard-core fishermen,” give an “unfair advantage.” Their secret? Soft plastic lures infused with farm-grown shrimp to mimic real shrimp, crabs and bait fish. At least D.O.A. is honest about rigging the fishing game!

Some structured settlement factoring companies trying to snag your (or your client’s) settlement payment rights have crafted ads that hook people’s minds just like those flashy fish lures trick unsuspecting fish

They prey on people's dreams and imagination when in fact the product being sold involves trading in a secure future and a stream Pennies on the dollar for structured settlement of guaranteed secure tax-free income for a deeply discounted lump sum payment.

A sampling of such advertising found at time of publication appears below:

  • "We call it Advanced Funding. And that's why more than 25,000 individuals have come to J.G. Wentworth to finance their dreams. So dream on – dreaming is good."-JG Wentworth
  • "Don't put off your dreams because you have to have cash now"-Strategic Capital
  • "SSI will not be undersold by anyone! You will get the most for your payments by contacting SSI. Your dreams of financial freedom and a better life are just a phone call away."- Structured Settlement Investments
  • "Purchase a car or house of your dreams"-Key Capital Group, LLC, and Creative Capital Funding
  • "Click here to get one step closer to your cash and your dreams". -123 Lump Sum.com

"Fulfill your dreams"- Creative Funding Solutions

"You Can Make Your Dreams Happen Today"-Accelerated Capital Funding

"We listen to you, we tailor solutions to fit your dreams, and we move quickly and effectively to make those dreams reality"-Clearscape Funding Corporation (Clearscape Funding is a subsidiary of Symetra, one of the annuity issuers in the structured settlement industry, who I've previously opined should be booted from the NSSTA)

Selling your structured settlement payment rights is a sobering, not whimsical decision that requires careful thought.

Posted in , , , , ,

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Discover more from Structured Settlements 4Real®Blog 2026

Subscribe now to keep reading and get access to the full archive.

Continue reading