Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer

We've all lived through a lot this year so in reflecting back over the past 12 months it's only fitting that we memorialize it in an irreverent song!  Click the image below for background music!

  • On the 1st day Xmas my Industry gave to me,  a cartridge in a Bair Tree
  • On the 2nd day of Xmas my industry gave to me, 2 credential puffers and a cartridge in a Bair Tree
  • On the 3rd day of Xmas, my industry gave to me, 3 SCHIPs, 2 credential puffers and a cartridge in a Bair Tree
  • On the 4th day of Xmas, my industry gave to me 4 SNT's, 3 SCHIPs, 2 credential puffers and a cartridge in a  Bair Tree
  • On the 5th day of Xmas, my industry gave to me Wentworth's BANKRUPTCY!, 4 SNTs, 3 SCHIPs, 2 Credential puffers and a cartridge in a  Bair Tree
  • On the 6th Day of Xmas, my industry gave to me 6 mediations, Wentworth's BANKRUPTCY!, 4 SNTs , 3 SCHIPS, 2 Credential puffers and a cartridge in a Bair Tree
  • On the 7th day of Xmas, my industry gave to me, 7 cash now pushers, 6 mediations, Wentworth's BANKRUPTCY!, 4 SNTs, 3 SCHIPS, 2 credential puffers and a cartridge in a Bair Tree.
  • On the 8th day of Xmas my industry gave to me, 8 "Snot Rotsteins",  7 cash now pushers, 6 mediations, Wentworth's BANKRUPTCY!, 4 SNTs, 3 SCHIPS, 2 credential puffers and a cartridge in a Bair Tree.
  • On the 9th day of Xmas, my industry gave to me,  9 Pats Pedantic, 8 "Snot Rotsteins",  7 cash now pushers, 6 mediations, Wentworth's BANKRUPTCY!, 4 SNTs, 3 SCHIPS, 2 credential puffers and a cartridge in a Bair Tree.
  • On the 10th day of Xmas, my industry gave to me, 10 FatViking Singers,  9 Pats Pedantic, 8 "Snot Rotsteins",  7 cash now pushers, 6 mediations, Wentworth's BANKRUPTCY!, 4 SNTs, 3 SCHIPS, 2 credential puffers and a cartridge in a Bair Tree.
  • On the 11th day of Xmas, my industry gave to me, 11 Babeners Babbling 10 FatViking Singers,  9 Pats Pedantic, 8 "Snot Rotsteins",  7 cash now pushers, 6 mediations, Wentworth's BANKRUPTCY!, 4 SNTs, 3 SCHIPS, 2 credential puffers and a cartridge in a Bair Tree.
  • On the 12th day of Xmas, my industry gave to me, 12 "Crackberries"  'Brating,  11 Babeners Babbling 10 FatViking Singers,  9 Pats Pedantic, 8 "Snot Rotsteins",  7 cash now pushers, 6 mediations, Wentworth's BANKRUPTCY!, 4 SNTs, 3 SCHIPS, 2 credential puffers and a cartridge in a Bair Tree.

 

Need help carrying the tune? Simply click below so you can sing or hum along!

Happy holidays to all; and to all a good night!

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