Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Singing The Blues: Credibility Buster Solicits Factoring Deals From Structured Brokers But Buyers Fell Through

by John Darer CLU ChFC CSSC RSP

Structured settlement brokers have been pounded with blast emails from a certain Florida based financial adviser who claims that he can get the best deals for their clients. Our sources tell us that at least 3 of those deals have collapsed because buyers fell through. Ouch!

Several weeks ago the same Florida adviser was claiming that he could get investors in structured settlements in the range of 10% which means that the amount that the structured settlement seller is getting is not very competitive. The same adviser adviser told me several months ago that he is using "in force annuities" to compete with you. Caveat emptor.

Will let you know more as the story unfolds.

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