Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Let ‘Em EAT Cake! | Investing in “Food Scraps” and More Money Silliness

by John Darer CLU ChFC CSSC RSP CLTC

A 33 year old slice of Princess Diana's wedding cake has sold for $1,375 at auction at the Olympia International Fine Art and Antiques Fair in London.  In 2012 a 31 year old slice of toast from Charles and Diana's 1981 wedding breakfast sold for almost $400.

As was reported in 2007, a single french fry and a half drunk bottle of Coke containing David Beckham's saliva were up for bid on a New Zealand auction site. Bidding got up to $159!

It's the case of "don't do this at home" folks.

After another uninspiring performance, Manchester United could have used a swab of DNA from an in-prime Becks today.

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