Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

recent posts

about

The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Is Genex Capital a Structured Settlement Annuity Buyer or Are They Full of It?

by Structured Settlement Watchdog

BS detector

Is Genex Capital a structured settlement annuity buyer? I cast my vote

Genex Capital claims to be a structured settlement annuity buyer by coding the term into the meta title of its website. The thing is that Genex Capital is not a structured settlement annuity buyer because Genex Capital buys, or acts as  an intermediary in the purchase of structured settlement payment rights. In a structured settlement factoring transaction the annuity contract itself is never transferred or sold, even if a seller sold all of their structured settlement payment rights.

Consider these definitions under the United States Internal Revenue Code

IRC 5891 (c)(2) Structured settlement payment rights

The term “structured settlement payment rights” means rights to receive payments under a structured settlement.

IRC 5891(c)(3) Structured settlement factoring transaction

(A) In general

The term “structured settlement factoring transaction” means a transfer of structured settlement payment rights (including portions of structured settlement payments) made for consideration by means of sale, assignment, pledge, or other form of encumbrance or alienation for consideration

I challenge Genex Capital to demonstrate a single structured settlement annuity contract that it currently owns, or ever owned, from an annuity issuer in the United States or Canada.  

 

Posted in , , , , , , , , ,

Discover more from Structured Settlements 4Real®Blog 2026

Subscribe now to keep reading and get access to the full archive.

Continue reading