by Structured Settlement Watchdog
Doing a side by side comparison between structured settlement annuity issuers without 
identifying the rating agency does not properly inform the consumer in my opinion
Despite express communications from Independent Life Insurance company to contrary for more than 4 years, some settlement planners are misrepresenting the nature of Independent Life's ratings and its reinsurance in side by side structured settlement annuity issuing company comparisons when business is on the line. The question is why are some settlement planners misprepresenting this?
Other Life Insurance Companies Use Reinsurance in Their Financial Operations, Why Single Out Independent Life Inurance Company?
Why is the settlement planner singling out Independent Life? Zat is ze question!
What Independent Life Insurance Company Expressly States on its website
1. "High marks from rating agencies"
Independent Life with Other Rating Agencies Besides Egan Jones and KBRA
Independent Life does not have an A.M. Best Rating
Independent Life does not have a Moodys Rating
Independent Life does not have an S&P rating
Independent Life does not have a Fitch Rating
Independent Life has a Weiss Rating
A.M. Best is the most commonly used rating if only one rating is used.
Each of the rating agencies uses at least a letter rating. Some may be modified with a plus or minus ( S&P, A.M. Best, Weiss, KBRA, Fitch, Egan Jones), while others may be modified by lower case letters and/or numbers. (Moodys).
A settlement planner who spreadsheets proposed diverse structured settlement annuity placements with an Egan Jones Rating and/or KBRA rating in the same line as AM Best ratings, without clear differentiation, within a row simply labeled "ratings", is simply outrageous conduct.
Read my blog on the Settlement News Network Independent Life's Reinsurance with Hannover Life Re | What It Is and Isn't (4structures.com)