Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Imperial Structured Settlements and JG Wentworth Glossary Omit Terms Intrinsic To What They Do. WHY?

by John D. Darer CLU ChFC CSSC RSP

A number of factoring industry companies have glossaries. The purpose of a glossary is to "decode" what  industry terms mean to the lay person.

I am particularly bemused by the glossaries on offer by Imperial Structured Settlements and JG Wentworth.  Neither Imperial Structured Settlements nor JG Wentworth includes the following important terms in their glossary:

  • Structured Settlement Factoring Transaction
  • Structured Settlement Servicing

That's like a shopping glossary missing the term "credit card".

100x100VikingManI don't know if it speaks to the type of prospect that does "an average of more than two" financial crack deals but apparently a "horny" coloring book page was deemed more important than educating the public by the JG Wentworth media boffins.


 1076-stoned-baby
"Cash Now"- It's Financial Crack Dude!

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