Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog®

If you need cash now, beware of structured settlement buyers picking your cherry. Some structured settlement factoring companies will not give you the best offer up front. These companies grab opportunities from those who do not shop around. Can you fault them? There is little regulation and they're in business to make money. If you don't know any better they "ain't gonna tell ya". But IF you do know better they may give better pricing for your structured settlement payment rights.

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While settlement purchasers pick your "cherry"  payments, you're left picking your nose

                

On the other hand, there are companies that start off with a a higher offer of cash in exchange for structured settlement payment rights. They look great to those who have previously gone to companies with higher discount rates (because they can easily beat them) and to those who have go to them in the first place.

The moral of the story is that you must shop around each and every time that you seek to sell structured settlement payments.  Failure to shop "s'not" the way to go!

 

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