Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Introduces “Med F.” Following Synthetic CFP® Controversy
- Funding Agreements in Non-Qualified Assignments
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
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Category: WV Structured Settlements
structured settlement news of general intererest to lawyers, law firms and residents of West Virginia, including the towns of Morgantown, Marinsburg, Clarksburg, Beckley and White Sulphur Springs
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You do not need to name an annuity beneficiary in your will because all it will do is delay the payment of proceeds while the Estate of the decedent is probated. Naming a beneficiary with the annuity issuer results in much faster and less costly distributions following the death of the annuitant payee.
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The Lape decision in Monroe County opens up an avenue for any payee in the United States to sue structured settlement factoring companies for fraud and deceptive business practices.
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A video inaccurately claims that annuity-based attorney fee deferral programs must use offshore funds. The author clarifies that domestic structured settlement annuities can fund attorney fees without going offshore. Various reputable insurance companies offer options that cater to attorneys seeking to enhance their wealth through these deferral programs.
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It is highly unlikely that a judge would approve the sale of minor’s structured settlement payment rights for pennies on the dollar to make a discretionary purchase such as an ATV for a minor. Selling a structured settlement to pay for an ATV for a minor also makes no financial sense
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With proper regulation, could structured setlement receivables be useful settlement planning tools in taxable damage cases if transactional risks can be minimized/eliminated and are fully understood by buyers and certain settlement planners and others stop misrepresenting them as annuities?
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American General has recently introduced a number of periodic payment innovations to the structured settlement market Interest Rate Linked Structured Settlements (IRLSS) and Non Qualified Assignment Facility with Domestic Assignment Company and Ability to Defer
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Hindert acknowledges that some brokers and settlement planners package and promote factored structured settlement payment rights as tax-free “in-force annuities.” Significantly Hindert warns, these investments are not annuities and they are not structured settlements
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Neither the beneficiary of this structured settlement nor any other assignee shall have the power to assign the periodic payments to any third party without a genuine hardship and even then only with the advice of counsel. Any purported assignment in violation of this provision shall be void ab initio.
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If the payee entered into the structured settlement within 5 years prior to the date of the transfer agreement, then the transferee must provide notice to the payee’s attorney of record at the time the structured settlement was created California Code, Insurance Code – INS § 10139.5(f)(2)(L)
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Joe Gargan, CEO of The Pension Company, pled guilty to embezzling $8 million meant for annuities funding minor settlements. This criminal act not only raised concerns among clients but also imposed additional costs on taxpayers. The case highlighted the need for escrow and proper safeguards to prevent similar fraudulent activity in structured settlements.