Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
about
Category: West Virginia Structured Settlements
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Parents or guardians of minors who are receiving a settlement in a personal injury or wrongful death case, should give due consideration to how the settlement will impact the ability to receive financial aid for college and a possible kiddie tax.
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A Qualified Assignment is Not a “Pickled Pepper”. In order to make a qualified assignment of an obligation there needs to be an obligation to assign. Arranging to have something dedicated is not an obligation. If I dedicate the next song to you, that is not an obligation.
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The fact that “settlement planners” are using the term “structured settlement planning”, separate and distinct from “settlement planning” is recognition of the specialized knowledge and skill in planning with structured settlements. A structured settlement is a core settlement planning tool. FACT.
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If a beneficiary is named, the beneficiary needs to file a claim with the structured annuity issuer, or its successor. There is no need to apply the will, in such cases or to go through probate, a process that could take a year or longer.
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A legal case that teaches us that not all parents are honest with their children’s money. It teaches us the importance of good structured settlement documentation and follow thourgh. Nicole Herivaux v Metropolitan Life Insurance Company, Marie Herivaux, Supreme Court of the State of New York Index 650783/0217
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Berkshire Hathaway has emerged as a leader in structured settlement annuities by proactively informing annuitants about the risks of selling their payments. Through notices and the Hardship Exchange Program, they warn against aggressive buyers and promote the benefits of structured settlements, ultimately aiming to protect clients’ interests and minimize transactions.
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MetLife, Inc. announced in January 2018 that it intends to merge two subsidiaries Metropolitan Tower Life Insurance Company and General American Life Insurance Company. The surviving brand will be Metropolitan Tower Life Insurance Company, which underwrites structured settlement annuities
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2017 was quite a year, punctuated by the tax reform bill which leaves fundamental structured settlement tax rules intact. Here’s a digest of the 2017 Year in Review, including game changing news resulting from outrageous conduct in the structured settlement secondary and tertiary market.
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The article discusses Structured Settlement Commutation Riders, likening their value to fries accompanying a burger. It emphasizes the rider’s purpose in providing liquidity for beneficiaries and addresses misconceptions about their benefits, particularly regarding probate and tax implications. The author critiques misleading claims from settlement planners, highlighting regulatory aspects and the evolving landscape of estate tax.
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Punitive damages (sometimes known as “exemplary damages”), are damages intended to reform or deter a defendant and other from engaging in conduct similar to that which formed the basis of the claims in a lawsuit.