Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
about
Category: West Virginia Structured Settlements
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It can be very painful to watch a lump sum erode, just like sand drifting out an hourglass. It especially hurts if you do not have the means to replace it. I can help
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Recycled structured settlement payment streams (structurred settlement receivables) are not a suitable replacement for traditional structured settlements. Because the structured settlement receivable is taxable and also fraught with risk, the deal is not as good as advertised
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The person listed on the annuity contract as the beneficiary(ies) supersedes wills and trust documents naming others. In a structured settlement, the payee doesn’t own the annuity, but the right to designate and/or change a beneficiary is usually conferred in the settlement agreement. Don’t wait fo a “Round Tuit”
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When you receive structured settlement payments by check, the insurance company will mail the payments in advance of the due date so the payment arrives on time. When payments are made by direct deposit the payments are made on the due date, unless the due date is a holiday or weekend
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The Shaw settlement agreement, even more than the one in Nutt, clearly limited the government’s responsibilities to the initial lump-sum payments and the purchase of the annuity, without requiring it to guarantee the future payments from the annuities.
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A jury doesn’t negotiate a settlement or its terms. A jury does not award a settlement.If you need help determining whether you received an award or a settlement, we can help
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With structured settlement factoring discount rates having dropped considerably, structured settlement annuity issuers should consider reviewing the fixed and determinable formula they use for a death commutation rider to be sure its competitive
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Is the “Best Interest Test” in state structured settlement protection acts adequate to determine suitability of structured settlement factoring transactions, or should a Uniform Suitability standard be established that that places obligations on the settlement purchaser and/or their brokers or affiliates?
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What is the leading concern for senior citizens and many Americans, in study after study? Outliving their assets. Structured settlements annuities guarantee stable income for the rest of seniors’ lives.Seniors who sell their structured settlements are left with a “short stack” with no syrup.
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Athene Defendants must create a new Capital Maintenance Agreement which replicates, and improves upon, the terms of the CMA whose purported cancellation is at issue. New CMA will be backed by Athene Holding Ltd. Plaintiffs’ expert opined the new CMA is backed by a better capitalized entity.