Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
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Category: United States Owned Structured Annuity
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The United States Department of Justice FTCA staff notched another victory in the continuing dispute over whether it is possible to factor payments made under an annuity contract owned by the United States. The 5th Circuit Court of Appeals’ .decision leaves Peachtree grabbing for straws
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The minimum criteria for the United States Department of Justice Annuity Brokers should be taken seriously. Each broker must declare that he or she meets certain minimum qualifications under penalty of perjury, including CFR 50.24(a)(6). The perjury statute carries a maximum of 5 year jail sentence. (see 28 U.S.C 1746)
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Structured settlement brokers need to pay attention to possible inconsistencies in their firm’s marketing and under peanlty of perjury declartions they sign for governmentbusiness. Firms need to know what their brokers are doing as they could be found to be falsely advertising
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Life expectancy does not reflect when someone will die, it means 50% of people will die before then end of life expectancy and 50% of people will live longer, many much longer. Structured settelments address what most people worry about the most, which is fear of outliving their money.
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by John Darer CLU ChFC CSSC The U.S. Department of Justice released its 2008 Calendar-Year List Of Annuity Brokers who "meet the minimum qualifications for providing annuity brokerage services in connection with structured settlements entered into by the United States". Click here for the list of annuity brokers. Click here for the requirements to be…
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Not reviewing and/or updating and confirming the beneficiary designation on your structured settlement can have unintended consequences as I wrote October 30, 2018 in Unintended Consequences Can Result From Not Updating Beneficiary When Life Changes. Pay attention!
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LIMRA Secure Retirement Institute (LIMRA SRI) says that fixed income annuities are one of the two rising stars of the industry. Structured settlements are a form of fixed income annuity. InsuranceNewsnet labels the rising income annuity trend as “the income annuity meteor”
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Annuities soared to the top of the list as the most-asked-about financial product, with over 60% asking their financial advisors about them without prompting. People are looking for safety; they’re looking for guaranteed income that annuities provide.
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Sovereign immunity has become a major roadblock to the factoring industry's purchase of structured settlement payment rights. Several recent cases frame the United States's government's claim its sovereign powers over attempts to complete structured settlement factoring transactions where the United States is the structured settlement obligor. The United States government has sovereign immunity and may…
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Is Trish Laborde of Stone Street Capital angling to star with me in a modern day version of Dan Ackroyd and Jane Curtin’s popular Point-Counterpoint segment on Saturday Night Live at the next NASP or NSSTA Annual meeting? I’m talking Weekend Update, as in where Ackroyd starts off his counterpoint with and ascerbic “Jane, you…