Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
- SettlementDecisions Episode 4: Purports to be a Directory-Delivers Spam Instead
about
Category: United States Owned Structured Annuity
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A Structured Settlement must be made a part of the settlement and must be incorporated into the settlement documents as part of the consideration for the settlement.
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This will not impact new structured settlements, which will still be issued via Metropolitan Life Insurance Company, an A+ XV life insurance company in existence since the mid 19th Century. Existing structured settlements where Metropolitan Life was the annuity issuer are not affected.
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How does entering into a structured settlement differ from buying an annuity for retirement or long term savings? There is an important difefrence. Learn more by reading this blog.
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Those considering taking a structured settlement as part of the settlement of their lawsuit can accept a core settlement planning option that is backed by one of the USA’s, or even one of the world’s biggest insurance companies.
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Structured settlement factoring companies have learned not to attempt to factor U.S.-owned annuity payments, but I never see a disclaimer or limitation in the cash now pushers’ advertising [i.e., not available if your (structured settlement) annuity is owned by the United States].
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The article by John Darer discusses the challenges faced by factoring companies regarding structured settlement annuities owned by the U.S. government, particularly under the Federal Tort Claims Act. Despite prior legal precedents, companies like Stratcap continue to provoke legal disputes, as seen in a New York court case involving attempts to sell rights to future…
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Anti-Assignment Provisions dilemma. This issue needs to be out on the table despite the fact that many in the structured settlement industry appear not to want it to be. Scared by a notional shrinkage of market capacity, some wish to sweep this issue under the rug instead of taking the issue head on.
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A Texas structured factoring company has tried to overcome the United States sovereign immunity status and failed. It’s the latest in a string of failures by the structured settlement factoring industry.
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Yet again a cash now pusher has tried to factor a structured settlement annuity owned by the United States of America and someone has pissed on its leg. This time it's the United States District Court for the District of Kansas ordering summary judgment for the United States on March 10, 2009 in an interpleader…