Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: United States Owned Structured Annuity
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By all accounts, 2018 was the best production year for the structured settlement industry primary market for a decade. Here are the highlights.
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The Shaw settlement agreement, even more than the one in Nutt, clearly limited the government’s responsibilities to the initial lump-sum payments and the purchase of the annuity, without requiring it to guarantee the future payments from the annuities.
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2017 was quite a year, punctuated by the tax reform bill which leaves fundamental structured settlement tax rules intact. Here’s a digest of the 2017 Year in Review, including game changing news resulting from outrageous conduct in the structured settlement secondary and tertiary market.
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It’s the well-established policy of the USA to oppose any attempt byan annuitant, payee or beneficiary to assign, transfer, sell, or factor annuity payments from an annuity contact owned by the United States, which was purchased as part of a structured settlement of an FTCA claim.
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by John Darer® CLU ChFC MSSC RSP CLTC Fixed annuity sales declined in the second quarter of 2017. Sales were down 7 percent to $29.2 billion. All fixed product lines sales, except structured settlements, experienced declines. In the first half of 2017, fixed sales fell 11 percent to $56.7 billion. 401(k) specialist attributes the drop…
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What happens with a life annuity if you die? Why would anyone want a life annuity? How Do You Provide For Beneficiaries When Establishing a Structured Settlement Annuity or Retirement Income Annuity? What is Long Loife Planning? What is Longevity Risk?
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It’s notable that the annuity agent on the Shaw case was Merrill Lynch Settlement Services, Inc. which appears to have utilized a cheap annuity from Executive Life, ignoring some unavoidable facts, apparently including Merrill Lynch internal guidelines.
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The United States Court of Federal Claims ruled that the U.S. is not obligated to cover a shortfall for an annuitant over 30 years after settling personal injury litigation with the Department of the Army.
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New York Judges who shun a structured settlement in favor of sticking in a local bank or banks to earn interest until the minor is 18, need to be mindful of how such a decision can negatively affect student loan eligibility.
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The US Department of Justice has shown itself to be a superior structured settlement bulwark against factoring.. Judge Kimberly Bonner concluded that the annuity prohibited assignment and (2) that the Sarasota Circuit lacked jurisdiction to grant the petition to transfer structured settlement payment rights