Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Symetra Structured Settlements
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A life insurer offering liquidity to its own structured settlement annuitants is not a bad thing if, and only if, the discount rates are competitive with what is offered in the secondary marketplace for structured settlement payment rights.
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A structured settlement commutation rider is a custom option for structured settlements that permits all or a portion of the present value of future structured settlement payments to be paid in a lump sum. Typically the commutation is tied to the death of the annuitant
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A number of current and former structured settlement annuity issuers have made the 2010 Wards 50® of Top Performing Life Insurers: Aetna Life Insurance Company Amica Life Insurance Company* American Family Life Insurance Company* Metropolitan Life Insurance Company New York Life Insurance Company Symetra Life Insurance Company State Farm Life* USAA Life Insurance Company* While…
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Insurers attempt to earn a “spread” between what it earns on its investments and what it pays out on its products.Insurers invest in a manner that tries to match the duration and cash flows of its investments with the required cash outflows associated with its life insurance and structured settlements products
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Why do some twits continue to mischaracterize structured settlements funded with annuities issued by Symetra Life Insurance Company as being provided by a “Berkshire Hathaway entity”
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Symetra annuitant expresses concern about the privacy implications of postcard correspondence. Surely Symetra can afford to spend a few cents to send the solicitation in an envelope so the mailman, the paper boy and nosy neighbor don’t know the annuitant’s business. How about it Symetra?
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In December 2006, a legal opinion raised doubts about the ability of assignment companies to restructure periodic payments, leading many insurers to withdraw from commutation programs, favoring factoring companies. However, a 2009 IRS ruling clarified that assignment companies could restructure obligations without tax implications, allowing insurers to resume commutation offerings.
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The NSSTA Board of Directors must simply get into the face of fear and resolve the inconsistency. To paraphrase the contemporary political slogan, NSSTA members and structured settlement stakeholders “need change they can believe in”.
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There is no conflict of interest if an annuity issuer offers a tailored liquidity function. No kick backs from cash now pushers to settlement planners which drain the cash paid to the tort victim, no idiots screaming from balconies or fat Viking opera singers or mass solicitation letters, or plasma for structure!