Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
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- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
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Category: Structured Settlement Law
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Disclosure of the annuity cost by the defendant has no impact on the income tax free aspects of a Structured Settlement; rather the unqualified availability is decisive.
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A sell structured settlement transaction IS NOT recommended UNLESS you have a well defined essential need and have exhausted all other sources to raise cash. Speak to a credentialed financial professional well versed in structured settlements and your lawyer for guidance
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A qualified assignment is a transfer of a contractual obligation to make future periodic payments under a settlement agreement, which satisfies the requirements of Internal Revenue Code (IRC) § 130.
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Constructive receipt can affect the ability to do a structured settlement. Find out why in this informative video
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The article by John Darer discusses the challenges faced by factoring companies regarding structured settlement annuities owned by the U.S. government, particularly under the Federal Tort Claims Act. Despite prior legal precedents, companies like Stratcap continue to provoke legal disputes, as seen in a New York court case involving attempts to sell rights to future…
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In December 2006, a legal opinion raised doubts about the ability of assignment companies to restructure periodic payments, leading many insurers to withdraw from commutation programs, favoring factoring companies. However, a 2009 IRS ruling clarified that assignment companies could restructure obligations without tax implications, allowing insurers to resume commutation offerings.
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If you want to promote the good that trial lawyers do, I submit that Robert Risk’s doing so in a post on Lerach’s woes (generated because of Lerach’s role in an alleged kick back scheme for which Lerach serves a 2 year prison sentence) is not the place to do it
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IRC 130 is the section of the United States tax code that bestows a tax exclusion to the qualified assignment company for the amount received for agreeing to a qualified assignment, provided that certain conditions are met.
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High effective discount rates are the scourge of sellers of structured settlement payment rights who are forced to sell more of their structured settlement than they need to when there are no others options for raising money.
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Rev Proc 93-34 provides assurance that a designated settlement fund or qualified settlement fund will satisfy the “party to the suit or agreement” requirement set forth in IRC 130(c)(1), which is the part of the Internal Revenue Code governing qualified assignments in structured settlement transactions.