Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
- Survivor Justice Tax Prevention Act Introduced
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Category: Structured Settlement Law
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When it comes to structured settlement documents, leave your cookie cutter in your kitchen and the scissors and glue in the arts and crafts box. “It’s the way we’ve always done it” doesn’t mean “it has always been done” correctly.
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While banks can tout FDIC coverage, there has been a long standing prohibition on insurance agents and brokers discussing comparable insurance consumer protections. An opinion from the New York State DFS said that even a PowerPoint on the subject, posted on LinkedIn, was unlawful
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What is present value and how does present value relate to a structured settlement? What are the applications for time value of money calculations in the structured settlement and settlement planning arena.
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Most structured settlement annuity issuers guarantee the performance of the qualified assignment company by the annuity issuer. Others offer guarantees from another member of a family of insurance companies or a guarantee from an upstream holding company.
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On the other hand the seminal case for structured attorney fees is the completely unrelated Childs v Commissioner
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Whether a structured settlement payments are income tax free, is based on the reason for settlement and the damages that the structured settlement payments represent. Structured settlement payments are not always income tax free.
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by John Darer CLU ChFC MSSC CeFT RSP CLTC A prominent settlement industry website states that Section 104(a)(2) of the Internal Revenue Code clarifies an important fact. The full amount of the structured settlement payments is tax-free. This advantage applies to the victim. The investment earnings on a lump sum payment are usually fully taxable.…
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EPTL 5-4.6 creates an attractive nuisance, that is problematic where there are minor distributees, disabled distributees, unsophisticated distributees, or others who could benefit from a the stable income and tax advantages of a structured settlement and has potential to create legal malpractice exposure