Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Structured Settlement Derivatives
-
If the factored structured settlement payment streams were annuity policies, they would generally have to be filed and approved in every state where they will be sold. What is being sold to retirees is not an annuity or an insurance contract. They are receivables. Don’t be fooled.
-
The Know Your Client process recently came up in a filing in a Castro County Texas dispute that concerns the Reassignment of Factored Structured Settlement Receivables.
-
Acquired structured settlement payment rights are not snnuities or insurance products.While insurance insolvencies are rare, they do happen. Investors are exposed when they invest in such receivables. I doubt that many of them are aware of this exposure.
-
The risk for people who are already invested in other people’s structured settlement payment rights is that the exclusion is applied retroactively and they have no protection in the event of insolvency of the underlying annuity issuer or bankruptcy of the qualified assignment company.
-
Client First Settlement Funding is “Missing in Action” while seniors who bought structured settlement payments as an investment have not received payments because proof of living from the underlying annuitant has not been provided.
-
Shawn Plummer’s explanation of “secondary market annuities” is a floater, totally useless. Any legitimate annuity expert would know that factored structured settlement payments are not an annuity or an insurance product.
-
Financial planners or settlement planners who recommended that their clients buy and subsequently sold them structured settlement receivables that they told clients was an annuity, may want to change their underwear now.
-
Investors in structured settlement receivables may not receive a1099 from the structured settlement annuity issuer, even though there has been a direct assignment of structured settlement payment rights. This does not mean that no taxes are due.
-
Financial advisors, licensed insurance agents and settlement planners who sell “subsets” of structured settlement payment rights, athlete contracts and such as “secondary market annuities” to unsuspecting clients are creating significant potential errors and omissions exposure and worse.
-
It’s misleading because nobody can actually “buy structured settlements”. Structured settlements are a form of settlement not a product. For example a settlement can be resolved in consideration of a lump sum, periodic payments or a combination.. Structured settelments can be funded with an annuity.