Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Settlement Planner Credentials
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Successful completion of these courses is required to meet CE requirement of the RSP designation. In addition each candidate must write a comprehensive settlement plan incorporating what they have learned and have that pass the RSP Board, and subscribe to the RSP code of ethics.
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Florida’s annuities fraud law, an amendment to Florida Statute 627.4554 “Annuity Investments By Seniors” could and should apply to agents and brokers or settlement planners selling structured settlement annuities to seniors. Unlawful or deceptive use of designations F.S. 626.9541 (1)(ff) which states Unlawfully using designations or misrepresenting the agent qualifications is made an unfair or deceptive…
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The American College has enhanced the Chartered Financial Consultant® (ChFC®) designation, now requiring nine college-level courses starting October 1, 2009. This includes elements of the CFP certification and specialized electives. Established in 1982, the ChFC® signifies a high standard of knowledge in financial planning, distinct from the CFP credential.
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John Darer, President of 4structures.com, LLC in Stamford CT, was the first settlement planner in the USA to earn the Registered Settlement Planner credential. The RSP’s rigorous graduate level coursework is designed for committed specialists in comprehensive settlement planning.
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Is “settlement planning” a profession or is it simply a “party mask” worn by some structured settlement producers? The message must be more clearly and visibly defined at both the company and association level AND reflected in the day to day activities of a larger number of individuals
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The growing concern on the part of regulatory agencies – the SEC, FINRA and the Senate Committee on Aging – that unscrupulous advisors use their credentials to take advantage of consumers. Should this apply to solicitation of tort victims and their families?
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Selling insurance in California without a proper license is illegal. A structured settlement annuity is a form of insurance. Consumers should verify the license status of any agent, broker or insurance company before doing business with them.
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If someone advertises that they are a “licensed structured settlement broker”, first lower your “jaundiced eye”, then ask if they possess a valid life insurance license in your state. Many states give you the ability to verify license information on line.
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The following three statements appear on Jack Meligan’s LinkedIn Profile (Download jack_meligan_linkedin_962008.pdf) Meligan Statement 1 : "Protecting the injury victim and plaintiff attorney is our only business… which means the job is done right… every time…" Jack Meligan QUESTION? Since when does having the capability doing the job right have to do with your selection…
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Structured Settlements 4Real continues to uncover, question and expose business practices and/or misinformation which could mislead consumers in areas concerning structured settlements, settlement planning, structured settlement factoring and professional credentials of individuals and companies in or writing about those industries