Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Savannah GA Structured Settlements

  • Discover Pacific Life’s Payout Plus: Index-Based Growth

    Discover Pacific Life’s Payout Plus: Index-Based Growth

    Payout Plus is a new structured settlements annuity option from Pacific Life that enhances financial stability and growth opportunities for claimants. By offering indexed-based payments, it provides a guaranteed minimum with potential fluctuations, catering to those receiving personal injury or workers’ compensation settlements, while promoting financial resilience and flexibility.

  • Understanding Structured Settlement Quotes: Validity & Timing

    Understanding Structured Settlement Quotes: Validity & Timing

    Common issues related to structured settlement quotes and funding which should be of interest to plaintiff attorneys, plaintiffs, insurance adjusters, defense attorneys and other interested parties or stakeholders in the structured settlement process across the United States

  • Georgia Structured Settlement Protection Act H.B. 443.02

    H.B. 443.02 is a Georgia bill that seeks to amend Chapter 12 of Title 51 of the Official Code of Georgia ( the GA Structured Settlement Protection Act). The Act contain some notable provisions highlighted for you, is a step forward in much needed regulation of a market that has got out of hand.

  • What is a Non Qualified Structured Settlement Used For?

    What is a Non Qualified Structured Settlement Used For?

    Depending on the non qualified assignment facility used, non qualified structured settlements can be funded with annuities, United States Treasury obligations, professional money management (based on objective formula)  and/or structured settlement payment rights.