Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Santa Monica Structured Settlements
Commentary by structured settlement expert John Darer CLU ChFC MSSC CeFT RSP CLTC that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Santa Monica, CA with personal injury, wrongful death, product liability, intellectual property or employment claims
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Insurance groups that include current and former structured settlement annuity issuers represent more than 43% of the largest life insurance groups in the United States. While size matters, it is only one of the criteria one should use in selecting an insurance company to fund a structured settlement
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Why is the Clamaint releasing and discharging the Defendants and/or respondents in the settlement planner’s qualified assignment and release document from a QSF, when the money was deposited in the QSF under the “resolve or satisfy” clause in § 1.461-2(c)(2)?
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Weiss insurance ratings outperformed 3 to 1.” United States Government Accountability Office (GAO). What is a Weiss Rating?
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Personal injury victims often face pressure after settlements, feeling overwhelmed by financial demands from others. Collaborating with a Certified Financial Transitionist (CeFT) can help manage these challenges. CeFTs offer compassionate guidance during financial transitions, ensuring clients make informed decisions and avoid emotional pitfalls, ultimately leading to a more secure future.
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Pacific Life & Annuity Services, Inc., is the qualified assignment company for all Pacific Life branded structured settlements and include underwriting companies Pacific Life Insurance Company in all states but New York and Pacific LIfe & Annuity company for all claims with touch points to New York.
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Pacific Life offers competitively priced fixed structured settlement annuities, index linked structured settlement annuities (ILAPA) and has a variable structured settlement annuity in development. Pacific Life & Annuity Company also issues structured judgment annuities in New York cases.
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Today the A++(Superior) A.M. Best rated USAA Life insurance Company is a highly respected issuer of structured settlement annuities for a wide spectrum of claimants, particularly competive for long duration cash flows .
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Structured settlements provide sustainable income for injury victims and their families. Sustainable income is income which is consistent and steady over time. Sustainable income provides a level of calm and clarity while things are in flux and pave the road to the new normal.
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In “The Wonderful World of Structured Settlements”, I see streams of green, lump sums too; tax-free payments for you, you and you; and I think to myself, what a wonderful world, ohhh yeah. “Streams of Green”, as in customized payment streams of money from a structured settlement,
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It’s disappointing when so-called experts providing independent professional advice on structured factoring transactions, don’t articulate their business properly. How can any consumer feel confident in such IPA when you consider the following, from a California Structured Settlement IPA?