Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Santa Monica Structured Settlements
Commentary by structured settlement expert John Darer CLU ChFC MSSC CeFT RSP CLTC that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Santa Monica, CA with personal injury, wrongful death, product liability, intellectual property or employment claims
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Based on the New York Court of Appeals’ reformulation of the question, it concluded that such allegations do not state a cognizable cause of action for breach of the implied covenant. Plaintiffs failed to sue the unlicensed and under regulated structured settlement factoring companies.
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MetLIfe issues structured settlement annuities via Metropolitan Tower LIfe Insurance Company and Metropolitan Life Insurance Company, and structured judgment annuities thorugh Metropolitan Life insurance Company and a leader in both qualified and non qualified structured settlement annuities
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People with structured settlements don’t actually own the annuities funding them; these annuities are typically owned by qualified assignment companies. However, individuals with structured settlements do have the option to sell their structured settlement payment rights if a judge approves..
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Pacific Life and Prudential, Leading insurers that issue structured settlement annuities, have been named among the World’s Most Ethical Companies for 2023. For Pacific Life it is recognized for the 6th time, while for Prudential it is for the 9th time. Both have been in business since the 19th Century.
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Does Qualified Assignment Company Related to Structured Settlement Annuity Issuer Have a Duty to Annuitant to Enforce Anti-Assignment Provisions when facing a Structured Settlement Transfer Petition?
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How are structured settlements paid out? Structured settlements are most often funded with customized structured settlement annuities and can be paid out in one or more ways.
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Structured settlement annuities had a RECORD 4th quarter of 2022, as increasing awareness of rising interest rates looking good against a volatile stock market, plummeting crypto and hard work by industry members, catapulted industry production to close to its all time record achieved in 2019.
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Now is the time to make good use of stuctured settlements and build enduring guaranteeed income streams.Compelling yields in Excess of 5% are possible on intermediate and long term cash flows. Why take risk when you don’t have to?
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Anyone who sold structured settlement payments for pennies on the dollar, as insurance against rising rates to “avoid becoming poorer”, would have actually done worse by selling. Most predictions fail to account for the rate you’re already receiving on the cost of the existing structured setttement.