Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Richard B. Risk Jr. | Commentary About Dick Risk and his Positions
Richard B. Risk Jr. | Commentary About Dick Risk and his Positions follows Risk’s opinions and writing from the time he was a structured settlement broker and author of a popular structured settlement subscription newsletter to his becoming a lawyer, QSF trustee and taking on insurance companies, co-counsel on a major case, making dubious claims that his lawsuit put Hartford out of the structured settlement business and then attempting to take on AIG and losing in a stuning decision
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Ding Dong the Risk Lawsuit is Dead. Richard B. Risk, Jr, hitched up to a stud attorney, whose track record was promoted as if he was Seattle Slew, and failed like a wilted asparagus against AIG. See Ezell v Lexington Insurance Company et al.
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Payment of (structured settlement) brokers’ commissions from out of the money Lexington paid for the annuities does not belie the facts that Lexington paid the amounts it quoted and that appellants received exactly those specific annuity payments the settlement agreements had promised,
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In January 2017, Dick Risk and Steve Berman filed a lawsuit against AIG regarding broker commissions, but it was dismissed in September 2018. They appealed, with arguments heard in March 2019. The analysis critiques Risk’s theory on Qualified Settlement Funds, questioning their effectiveness and highlighting issues with commission practices for plaintiffs.
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Richard B. Risk’s allegations are impeached by his ownpublished writings posted on his law firm website. Nevertheless defense counsel and claims adjusters would be wise to be alert to a sneaky mediation tactic espoused by Risk in a 2005 Lorman presentation.
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Apparently what was good for the goose is not good for the gander when it comes to one of the legal theories espoused by attorney and, by his own admission, (former) structured settlement broker Richard B Risk Jr. in a controversial legal action.
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Insurance regulation is the province of the states, the majority if which have long standing anti-rebating laws. Dick Risk’s opinion piece on structured settlement reform implies that the rebate issue is an insurmountable hurdle. It would involve each state amending its longstanding insurance laws
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The off the cob “Suit Puts Structured Settlement Market Under The Spotlight” is not the Warren “Herschy bar” it pretends to be. Too many apples and oranges.
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In a 2006 court submission, Attorney Richard B. Risk, Jr. stated that Allstate Life Insurance Company improperly submitted a Cancellation of Appointment in 2002. His claims involved prior communications indicating conflicts with Allstate. Ultimately, Risk lost his case against Allstate, which was dismissed in July 2006.
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How can a member of Congress determine what is an acceptable level of structured settlement (or investment) diversification for everyone? Dick Risk implies that we should be bakers of cookies not settlement planners
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Disgruntled Dick Risk looks foolish for his hemispheric portrayal of the structured settlement industry as Rocky “getting pummeled”. As a fighter, Rocky kept getting up after gettng down. Never gave up. It merely demonstrates that Dick Risk may have hoisted on his own petard..