Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Introduces “Med F.” Following Synthetic CFP® Controversy
- Funding Agreements in Non-Qualified Assignments
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
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Category: Owings Mills Structured Settlements
Owings Mills Structured Settlements features blogs posts about structured settlements and/or settlement planning by structured settlement and settlement planning expert John Darer CLU ChFC MSSC FT RSP CLTC that may be of interest to Owings Mills MD area attorneys specializing in persoanl injury, medical malpractice, aviation, construction accidents and construction defects, employment and their clients with cases in Baltimore County courts and elsewhere. Some of the items in this category feature stories about Owings Mills high school graduates.
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A structured settlement is a financial arrangement where a claimant receives part of their compensation as periodic payments instead of a lump sum, often following a personal injury or wrongful death claim. Governed by specific IRS regulations, these settlements can be funded through life insurance companies or government obligations and offer tax benefits.
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The fact that “settlement planners” are using the term “structured settlement planning”, separate and distinct from “settlement planning” is recognition of the specialized knowledge and skill in planning with structured settlements. A structured settlement is a core settlement planning tool. FACT.
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Richart Ruddie and Ryan Blank companies have sunk to the dubious honor of being worst of the structured settlement secondary market, with an F rating from the Better Business Bureau. Ruddie/Blank companies are now rated even worse than Reliance Funding, the successor to Access Funding,
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by John Darer CLU ChFC MSSC CeFT RSP CLTC University of Maryland Law Professor Opines That Structured Settlement Transfers Involving Lead Paint Victims Should Be Unlawful In Structured Settlement Sales and Lead-Poisoned Sellers: Just Say No”, University of Maryland Law Professor Karen Syma Czapansky questions whether courts should permit sales of periodic payments under…
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JRR Funding, a company that was registered to Richard Ruddie of Owings Mills MD and Ft Lauderdale, FL, banned (with Annuity Sold and other affiliates) in 2018, from doing business in Maryland for 7 years, has a fake employee promoted on LinkedIn. Shameful Richart Ruddie Annuity. Shameful.
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Lack of structured settlement secondary market regulation allowed punks that run AnnuitySold, affiliated companies and others, to run amok. In this case Maryland Attorney General Brian Frosh took on the miscreants with a fervor and result that sets an example of what can be done in other states
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Sketchier consultants and attorneys offering to whitewash their clients’ online image promote the possibility of erasing negative content without noting how difficult that is to do lawfully, and some, ( one associated with Ruddie) as discussed below, engage in decidedly “black hat” practices.
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The clueless self-proclaimed but unsubstantiated “geniuses” still maintain that Maine is farther north than Alaska. Read Einstein Structured Settlements Epic Failure in Geography