Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: New York Structured Judgment
A New York structured judgment is a form of legal judgment in which at least some of the damages are paid as futire periodic payments. The future periodic payments are funded with a structured settlement annuity in compliance with state law. New York CPLR Article 50A (for medical dental and podiatric malpractice) and Article 50B (for other liability)A Structured Judgment is not a structured settlement.
-

by John Darer CLU ChFC MSSC CeFT RSP CLTC Health insurers request steep ACA premium hikes for 2027 Health insurers are requesting significant premium increases for 2027, with some proposals as high as 30%. The increases are attributed to rising medical costs and the expiration of enhanced Affordable Care Act premium tax credits. Some states…
-
After winning a medical malpractice verdict in New York, the payment process involves complexities beyond a simple check. Attorney Gerry Oginski explains the post-trial and appellate process, highlighting the statutory requirements for structured judgments, which mandate annuities for future damages. These stipulations add risks for plaintiffs, particularly regarding customization and credit risk.
-
What are the ramifications in a New York CPLR Article 50-A or 50-B structured judgment if the annuity issuer and/or insurer goes “belly up”?
-

The distinction between structured settlements and structured judgments is unfortunately lost on occasion by the news media and unsophisticated financal bloggers.