Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
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Category: Misinformation About Settlement Planning
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Disgraced lawyer Scott Rothstein, the self-proclaimed “Pet Tormentor” of Fort Lauderdale, strutted back from Morocco yesterday, only to find himself at the center of a $100-400 million Ponzi scheme fiasco. News outlets have hilariously bungled the story and falsely claiming it’s about structured settlements.
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It is scary to think that there are people who slap on the moniker “settlement planner” who then put out such tripe as “A contrast between these two features (rate age and rates) is the most reliable way of determining a great settlement plan”.
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Outdated structured settlement information is of limited value unless you’re a historian or a detective investigating a cybercrime. The Structured Settlement Watchdog has noticed a significant amount of misinformation about structured settlements circulating like space junk.
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Had Stan Johnson simply taken the time to research the subject, and bone up on his spelling and grammar, he might actually write something of use to consumers and not be subject to the bite and bark of the structured settlement watchdog who seeks to promote financial literacy on the subject.
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IRC 5891 imposes an excise tax on structured settlement purchasers who don’t play by the rules. The excise tax is 40 percent of the factoring discount.
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With the exeception of New York Life Insurance and Annuity Corporation, the qualified assignment company for structured settlements funded with structured settlement annuities issued by New York Life Insurance Company, qualified assignment companies are special purpose non insurance comapnies.
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To do a so called “restructured settlement” you must sell your structured settlement payment rights AT A DISCOUNT, which might be substantial, BEFORE other products are purchased to create a new payment stream with the discounted amount of money.