Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Life Insurance
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The Tax Court held in Dyer v Commissioner, T.C. Summary Opinion 2008-23, that income received by the taxpayer’s law firm, upon the lapse of a life insurance policy, insuring the taxpayer, was not taxable to him or his wife because they were not owners, and did not receive income from, or any benefits of the…
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Return of Premium term insurance is a life insurance solution for those who want to pay a low level premium and would like something extra to help pay off the mortgage at the end of the term.
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Life insurance on the caregivers of disabled plaintiffs and minors is an important consideration in the settlement planning process. While there is a wide variety of products and plan designs to suit the needs of a particular case, some have opined that in single premium life is the way to go. Is it?
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by John Darer CLU ChFC MSSC CeFT RSP CLTC My latest video on Legal Broadcast Network begins to explore the use of life insurance in the settlement planning process for both plaintiffs and plaintiff attorneys. For more information click Life Insurance in Settlement Planning
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The contestable period, as outlined in the policy, represents a timeframe during which a life or health insurance company can safeguard itself against material misrepresentations made by a prospective insured in the insurance application.
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Mandatory switch of mortality tables to the 2001 Commissioners Standard Ordinary (CSO) as of January 2009. 1980s tables were used previouly and there have been improvements in mortality along the way.
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National average credit card rates are approaching 15% and those with bad credit could end up with a rate close to 60%, according to an article published in CNN Money on January 28, 2011. New rules put in place under the CARD Act limit fees and prevent banks from raising rates retroactively. So they make…
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In an effort to build up interest by agents and brokers in selling its enhanced guaranteed universal life insurance product,ContnueUL Extend, AIG has certainly got our attention. You see AIG/American General has its own version of the well fed singing Viking
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New York Court of Appeals held that New York State’s insurable interest law is not violated when an insured takes out an insurance policy with an intent to have the policy resold to investors in the Kramer decision rendered November 17, 2010
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There are several life insurance carriers that will allow non-smoker rates for users of cigars, pipes, chewing tobacco, nicotine gum, lozenges and e-cigs, even with nicotine in the urine. But no cigarettes for 12 months!