Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Life Insurance Ideas For Lawyers
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Life insurance on the caregivers of disabled plaintiffs and minors is an important consideration in the settlement planning process. While there is a wide variety of products and plan designs to suit the needs of a particular case, some have opined that in single premium life is the way to go. Is it?
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It is possible to buy term life insurance up to age 85. Level premium terms of 5, 7,10,15 and 20 years are all available to those who are insurable.
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by John Darer CLU ChFC MSSC CeFT RSP CLTC My latest video on Legal Broadcast Network begins to explore the use of life insurance in the settlement planning process for both plaintiffs and plaintiff attorneys. For more information click Life Insurance in Settlement Planning
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Attorneys over age 55 with a good health profile have an option that can (1) provide an increase in structured attorney fee payments (2) provide a superior post mortem option for their families. Those attorneys who are considering lifetime payments and want to have a guarantee period included to protect their families in the event of premature…
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Mandatory switch of mortality tables to the 2001 Commissioners Standard Ordinary (CSO) as of January 2009. 1980s tables were used previouly and there have been improvements in mortality along the way.
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If structured settlements were simply about placing a product would there be any need for trained, experienced and/or credentialed experts? Surely the same goes for life insurance , long term care and other insurance.
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There are several life insurance carriers that will allow non-smoker rates for users of cigars, pipes, chewing tobacco, nicotine gum, lozenges and e-cigs, even with nicotine in the urine. But no cigarettes for 12 months!