Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Juneau Structured Settlements
Commentary by structured settlement expert John Darer that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Juneau, AK with personal injury or wrongful death claims in Alaska
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4structures.com LLC has a long established practice of transparency. Such transparency is embodied in a written statement on our website as well as a case specific declaration or affidavit to accompany moving papers where a proposed structured settlement must be approved by a judge.
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The irony of the Novation ad is that the drink doesn’t appear to brandish an umbrella, an unwitting metaphor for what financial exposure someone gets who sells their structured settlement payments rights again and again, a loss of protection.
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Structured settlement payments can be tax-free for payees if they relate to qualified damages under specific sections of the Internal Revenue Code, such as physical injury or workers compensation. Non-qualified settlements offer tax deferral, usually taxed upon receipt. Consulting a structured settlement advisor is recommended for proper establishment.
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Use of a structured settlement created outside a Special Needs Trust feeding payments into the SNT, is helpful as a tax-free volatility buffer. Compare the potential outcome of a comparable amount invested to the cost of the structured settlement (by the trustee of the SNT) in a permissible taxable investment.
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Using a single qualified assignment for multiple family members receiving separate structured settlements is inadvisable due to privacy concerns. If one payee sells their payment rights, the financial details of all payees become exposed. This can lead to unwanted solicitations and complications in personal circumstances, undermining privacy among family members.
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Levi Johnston, best known for putting a “bun” in Bristol Palin‘s “oven” and milking his 15 minutes of “fame” into a book, a reality show (and whatever else) for over $1 million, can actually teach young adults a useful lesson about financial planning and settlement planning. I’ll get to that in a minute. Levi Johnston…
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Period Certain in an annuity, means the number of years that the payments will be paid regardless of whether or not the payee of the structured settlement annuity (or retirement annuity) survives the entire payment schedule.
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Some feel structured settlements are inflexible, but structured settlements are flexible. The quid pro quo is favorable tax status and spendthrift protection. “Master chefs” will draw upon experience, plan and blend ingredients from the banquet menu of options in order to create an integrated solution.
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4structures.com LLC has consistently been an Accredited Business with the highest possible A+ rating from the Better Business Bureau for entire 20 years it has been a member of the BBB,
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John Darer of 4structures explores rated ages and the challenges of impaired risk underwriting with guests Rosemary Brindamour, Chief Medical Underwriter for John Hancock Life Insurance Company and Robert Shavelle PhD of the Life Expectancy Project.