Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: JG Wentworth Downgrade

  • J.G. Wentworth Files Chapter 11 Bankruptcy

    J.G. Wentworth, the nation’s leading "cash now pusher" announced that three of its non-operating parent holding company level affiliates – JGW Holdco, LLC, J.G. Wentworth LLC, and J.G. Wentworth, Inc., — have filed a voluntary reorganization plan under Chapter 11 of the U. S. Bankruptcy Code in the U. S. Bankruptcy Court for the District…

  • JG Wentworth in “SEVERELY WEAKENED FINANCIAL POSITION”- Says Standard & Poors “

    J.G. Wentworth, LLC was not bestowed with the luck of the Irish on St. Patrick’s day as its credit ratings continue to flop over like a sack of potatoes.

  • S&P No Longer Rates J.G. Wentworth, Boo Frickety Hoo

    by Structured Settlement Watchdog®    Standard & Poor's Rating Services said yesterday that it will no longer rate J.G. Wentworth, LLC's counterparty credit and senior secured debt at J.G. Wentworth's request. S&P's announcement occurred on March 31, 2009 after Wentworth announced Deutsche Bank had extended a "standstill" agreement (relating to an unpaid margin call on…

  • J.G. Wentworth in Major Contraction? Lays Off 120 Employees

    J.G. Wentworth has laid off 120 employees according to a report in today's Philadelphia Business Journal, citing a required filing with the Pennsylvania Department of Labor and Industry. According to the J.G. Wentworth website the "cash now pusher" went from 100 employees in 2005 to 200 employees in 2006. Now in 2008 there appears to…

  • Neither Word Nor Wiki From Hindert on The JG Wentworth Downgrade to CCC+

    3-H Club Patrick Hindert won't attack factoring company business practices Patrick Hindert will attack structured settlement professionals and their trade association who do not support factoring Patrick Hindert has previously characterized JG Wentworth a "structured settlement thought leader" Neither word nor wiki about the CCC+ (junk status) of JG Wentworth, LLC from Hindert. Patrick Johann…

  • Hindert Inert on Structured Settlement Payment Servicing by Factoring Companies

    What Hindert has never discussed, however, is what our sources tell us is the business practice of structured settlement “servicing” that factoring companies engage in “on virtually every deal” involving a partial transfer, concurrent with the time Hindert was promoting them.

  • J.G. Wentworth Fighting To Stay In Business-Philadelphia Inquirer

    Today's Philadelphia Inquirer suggests that that J.G. Wentworth's grim reaper may be nigh on Christmas Eve.  Joseph N. DiStefano reports:"J.G. Wentworth Inc., Bryn Mawr, has cut its payroll two-thirds as it fights to stay in business. Most of the cuts followed last month's downgrading of Wentworth's "corporate family" credit rating to "Caa1." The cuts reduced…