Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Insurance Company News

  • Aviva Life AmerUs Merger Now to Be Concluded in The Fall

    Aviva Structured Settlements announced June 2008 that the US entity consolidation between Aviva Life Insurance Company and AmerUS to form Aviva Life and Annuity Company, originally scheduled for Summer 2008, is now scheduled for Fall 2008

  • Met Life New Ad Campaign Makes Sense

    MetLife has a creative new ad campaign. Life, if belongs to you. Replace today’s uncertainties with certainties. Guarantees for the if in life Clearly insurance is all about risk. Some don’t like paying premiums because they don’t think they’ll ever get hurt, be in an accident, ever need long term care, die too soon, outlive…

  • Prudential Financial outlook improves says A.M. Best

    The Prudential Insurance Company of America underwrites structured settlement annuities. A.M. Best states that the revised outlook is due to Prudential’s robust market presence across its diverse businesses, enhanced liquidity, and capitalization, consistent net operating profits, and the potential for augmented organic growth.

  • New York Life Grabs Market Share in Guaranteed Lifetime Income Annuities Q1 2009 Sales Up 90%

    New York Life is among the select companies that hold top ratings from AM Best, Moody’s, and Fitch. Those who accept them as qualified funding assets for structured settlements value the guarantees provided by a company with a legacy of long-term financial stability, operating since the 1800s.

  • AIG Removed From Credit Watch by S&P

    In a short time AIG has raised $20 billion of the $20 billion recently planned for through issuance of new common shares, equity units, and other debt according to credit analyst Standard & Poors (S&P). S&P noted that the money raised by the issues "replaces essentially all of the capital lost in the previous two…

  • Prudential gets “Fitched” Up

    The Prudential Insurance Company of America, is one of the leading issuers of structured settlement annuities, structured attorney fee annuities and retirement annuities

  • Accenture Buys Developer of “Quote-in-The Box”

    Accenture, the company with those great Tiger Woods ” Go On…Be a Tiger” commercials, has agreed to acquire NaviSys, a company that specializes in software solutions for the North American life insurance industry including the “Quote-in-a Box” software used by structured settlement companies.

  • New York Life Insurance Company upgraded to Aaa, Moodys highest!

    The financial strength rating of strutcured settlement annuity issuer New York Life Insurance Company has been upgraded to Aaa  by Moody’s Investors Service—the highest rating Moody’s assigns.