Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
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Category: DRB Capital/Imperial Structured Settlements | Critical Commentary
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Setting aside a very short term structure commencing immediately which, in my opinion, would not make financial sense, a structured settlement annuitant IS receiving more than the portion of their settlement paid to fund the structured settlement. Thus the money IS working for the annuitant.
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Judges are the last clear chance to prevent Allstate annuitants from getting “hoodwinked” into selling their structured settlement payment rights for a discount rate that is greater than the Allstate AFEN rate. They should reject any case where the effective discount rate exceeds the AFEN rate, all expenses in.
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Judges in some New York jurisdictions require evidence of competitive shopping on infants compromise cases prior to approving a structured settlement. So why not require a reasonable amount of competitive shopping when someone is seeking Court approval to liquidate them.
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Insurers who write structured settlement annuities need to be mindful about not purchasing secondary market deals or securitizations from factoring companies who have charged excessive discount rates to annuitants whose circumstances result in the need to liquidate some of their structured settlements down the road.
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The inability to get traditional financing is leading some factoring companies to seek equity financing. Many individual investors are willing to accept lower discount rates than the institutions thus squeezing those bigger players that must operate at larger spreads to support their overhead.
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Continuing to promote “cash now” despite this and other evidence to the contrary is the real seedy underbelly, not the blogs and commentators who bring it to light. Nobody really gets cash now and what they do get is pennies on the doillar.
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by Structured Settlement Watchdog Next time Deborah Benaim from Cash Now pusher Imperial Structured Settlements complains about "seedy and disreputable blogs" and questions why her firm and industry are criticized, consider the following ad that appears in a Google search today. Cash Now For SettlementsWhy Wait For Money That Belongs To You? Take Control –…